Farming News - Electrical faults & Arson cause farm fire costs to spiral

Electrical faults & Arson cause farm fire costs to spiral

A sharp rise in farm fires has prompted leading rural insurer NFU Mutual to call for farmers to check their fire prevention and evacuation procedures. 

NFU Mutual’s claims statistics reveal that the cost of farm fire claims rose by an alarming 26% to £44m in 2016. 

The most common cause of farm fires was electrical faults, which were responsible for almost half of 2016 fire claims, according to the insurer. Arson was the next most common cause. 

The statistics reveal that the East of England was the worst affected region in 2016, followed by the South East, Midlands and South West of England.  

"Farm fires are one of the greatest hazards to the lives of farmers, workers and livestock,” said Tim Price, NFU Mutual Rural Affairs Specialist. 

“As the UK’s leading farm insurer we know that people in the countryside are concerned by longer fire service response times in very rural locations*. 

“This makes it more important than ever for farmers and country people to maintain their buildings and equipment to reduce the risk of a fire breaking out – and have evacuation and fire-fighting plans prepared and shared with family members and staff. 

“The first priority if a fire breaks out is to ensure people and livestock are safe. However, with training and the right sort of fire extinguishers in place it is often possible for farmers to tackle a small fire and prevent it turning into a major blaze without putting themselves at risk.”

Government statistics for England report that fire and rescue service incident response times in significantly rural areas increased by 48 seconds to nine minutes and 45 seconds from 2010/2011 to 2015/2016. This compares with a response time of seven minutes and 46 seconds in urban areas.*

NFU Mutual farm fire claims cost by area 2016

                       

2015

2016

East

£4.7m

£11.4m

South East     

£4.6m

£10.8m

Midlands         

£3.9m

£5.4m

South West

£5.4m

£4.6m

North East

£4.1

£3.8m

Northern Ireland

£2m

£3.1m

Scotland

£3.6m

£1.9m

Wales             

£1.2m

£1.7m

North West

£5.5

£1.5m

Total

£35m

£44m


    
In addition to providing insurance to cover buildings, equipment and stored produce from fire, NFU Mutual also provides consequential loss insurance to keep an income flowing after an insured disaster. Its subsidiary NFU Mutual Risk Management Services, helps prevent fires and other disasters by providing a risk management consultancy service. 

NFU Mutual Farm Fire checklist

Fire Prevention:
•    Ensure there are sufficient fire extinguishers for the size of buildings and that materials stored are inspected and regularly maintained
•    Ensure staff and adult family members know the location of fire extinguishers and how to use them
•    Reduce the risk of arson by fencing-off straw stacks and farm buildings
•    Store hay and straw at least 10m from other buildings
•    Put in place an evacuation plan for staff and livestock 
•    Store petrol, diesel and other fuels in secure areas
•    Schedule regular electrical safety checks 
•    Invite your local fire and rescue service to visit to check water supplies and access routes
•    Check nfumutual.co.uk for advice on preventing farm fires

If a fire breaks out: 
•    Call the Fire and Rescue Service without delay
•    If possible, send someone to the farm entrance to direct the Fire and Rescue   Service to the fire to help save time
•    Prepare to evacuate livestock should the fire spread 
•    Prepare to use your farm machinery to assist the Fire and Rescue Service

*  Fire Incident Response Times: April 2015 to March 2016, England 
Statistical Bulletin 01/17 Produced by the Fire Statistics team FireStatistics@homeoffice.gsi.gov.uk